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Today's Gold Rate

₹1,27,988.50

About SimplePay Finance

SimplePay is a registered NBFC backed by The Manipal Group's legacy of trust, innovation, and service excellence. We are committed to making credit simple, transparent, and accessible through financial products designed around real customer needs.

With Manipal Fintech as our sourcing partner, we ensure seamless onboarding, quick processing, and a smooth digital journey. Our Gold Loans and Personal Loans are built to offer clarity, convenience, and complete peace of mind at every step.

Simple, Secure & Flexible Loan Options

From everyday expenses to unexpected situations, our loans offer fast, secure, and easy access to money right when you need it.

Personal Loan

When you need financial support for planned or unexpected situations, our Personal Loan gives you fast access to funds through a simple and transparent process. You get quick disbursal, flexible EMIs, and a convenient application journey that lets you manage your requirements without hassle or long waiting times.

Gold Loan

Unlock the value of your gold and get quick access to money through a trusted and transparent process. With secure storage, clear valuation, and flexible repayment choices, you can manage your expenses worry-free, knowing your gold is kept safe and secure.

Calculate Your Gold Loan EMI

Get a quick estimate of your monthly payments before applying for a Gold Loan. This calculator helps you understand your EMI, compare different tenures, and select a repayment plan that works best for your financial needs.

Gold Loan Calculator

Amount

Gold Weight (Grams)

Gold Purity (KT) 22 KT

18 KT24 KT

Tenure (Months) 12 Months

1 Month1 Year

Interest Rate (ROI) 1%

0.75%1.25%

The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.

Principle:
₹0

Interest:
₹0

Why Choose SimplePay?

SimplePay Finance Private Limited is a Non-Banking Financial Company (NBFC) which provides unsecured and asset-backed lending solutions to customers in India.